Amount of Delinquent Residential Construction – Excluding Business Purpose 60-179 Days

 

Acct Code

Description

Tip for pulling data stored in CU*BASE

021N

The total outstanding loan balance of all delinquent residential construction loans that were granted directly to a home owner building a residence for personal use.

The preferred method is to run the Delinquent Loan Analysis report  and the appropriate quarter end date. This report gives the total loan delinquency balance in days, 30-59, 60-89, 90-179, 180-359, >=360 days Be sure to check the “Include 30-59 day Call Report term” box. Depending on how these loans are organized in CU*BASE, select by loan category, business unit, loan purpose, loan security or G/L.

Another method is to run the Loan Delinquency Report  by quarter end date. You can select loans by loan category, loan purpose, or loan security code. Loans will sort by the delinquency aging levels defined on Tool #225 Collection Parameter Configuration.

 

The NCUA provides detailed descriptions on the Call Report Account Codes in their comprehensive Call Report Instructions available with the current Call Report on the http://www.ncua.gov website.

For more information about the 5300 Call Report Software, open the book.