Amount of Delinquent TDR RE Loans also reported as Business Loans 60-179 Days

Acct Code

Description

Tip for pulling data stored in CU*BASE

021W

The total outstanding loan balance of delinquent Troubled Debt Restructured (TDR) real estate loans also reported as business loans in the specified delinquency period.

Note: If all or a portion of these mortgage loans are not maintained in CU*BASE, include outside vendor delinquent loans.

Note:  This Account Code was deleted by the NCUA in Sept. 2017.

It is recommended to define TDR loans by loan classification code. Security code can also be used, but is not the preferred option.

The preferred method is to run the Delinquent Loan Analysis report  and the appropriate quarter end date. This report gives the total loan delinquency balance in days, 30-59, 60-179, 180-359, >=360 days Be sure to check the “Include 30-59 day Call Report term” box. Depending on how these loans are organized in CU*BASE, select by loan classification code or loan security code.

If these loans are tracked manually, refer to your internal report.