Amount of All Other Unsecured Loans/Lines of Credit

Acct Code

Description

Tip for pulling data stored in CU*BASE

397

The amount of all other outstanding unsecured loans/lines of credit.

Note: If all or a portion of these unsecured loans are not maintained in CU*BASE, include outside vendor loans in this section.

Note: Per the NCUA Call Report Instructions, report overdrawn share accounts of all types here, regardless of the existence of an overdraft protection program for share draft accounts. 

The preferred method is to auto-populate this data by G/L, loan security code, loan category code or loan purpose code.

To obtain this information from a report, Tool #788 Selective Loan Information Report (Trial balance output) is the most flexible because it can be run by various loan codes. Choose the code(s) that correlate closest to this NCUA loan category. Be sure to use the quarter end date.

Other CU*BASE report options:

Tool #474 Loan Security Code Analysis Report. Select by quarter end date.

Tool #471 Loan Purpose Code Analysis Report. Select the by quarter end date.

Tool #489 Member TB Summary by GL Account. Select by quarter end date.

Note: To include the unfunded commitment for overdraft protection advances, run Tool #280 Contingent Liability Analysis Report by quarter end date. Select ‘share draft accounts with negative balance limit’. Use the Contingent Liability total and add it to this figure.

One or more automation routines are available for this Account Code. Click to select from the available routines and configure the data.

Acct Code

Description

Tip for pulling data stored in CU*BASE

522A

The loan interest rate being offered for the reporting period. If more than one rate applies, report the most common rate.

You can obtain the current loan rate from the Rate Inquiry feature on CU*BASE.

If multiple loan products fall into this category, average the rates for the quarter.