Credit Card Convenience Checks

Screen ID: 

UCCCCK-01
Screen Title:

Credit Card Convenience Checks
Panel ID: 3433
Tool Number: 295
    Click here to magnify

Access this screen by selecting Tool #295 Create Credit Card LetterChecks File.

If you are a CU*BASE online credit card client, FIS LetterCheck processing is available using this tool.  These paper checks are sent by FIS to your qualified cardholders as a marketing piece to encourage credit card use.  There is a scheduled mailing list that includes several marketing themes.

Using this screen, first gather a list of eligible credit cards based on the APR of the cash advance charge type 999 (CA 999) including Pre-determined TERM IDs from FIS.

  • NOTE:  If CA 999 is not the current default cash advance charge type, then the APR of that charge type will be used (for example CA 998).

Exclusions you can select include:

  • Account open date

  • Available credit amount

  • Delinquency status (months and days).  If more than 30 days is entered in the days field, this is converted to months and days.

  • The presence of a user defined code.  Learn more about user defined codes.

Additionally, the system will automatically exclude:

  • Block codes that stop incoming transactions from being authorized so that closed or hot cards are not included 

  • Wrong addresses

  • Loans with a freeze code of 1 or 3 (no disbursements allowed)

  • Date of death attached to the membership

You then have two choices for handling the file that is generated and placed in your QUERYxx library.  You can audit the file, or you can select to securely deliver it directly to FIS for processing.  Select Report only to generate an audit report.  Select Transmit file to generate a final report and transmit the file to FIS.

  • The option to automatically transmit the file is only available to CU*Answers online clients.  Self-processors and cuasterisk.com clients will need an alternate method and should contact Cards & Payments for assistance.

Field Descriptions

Field Name

Description

Term ID/APR

Enter the pre-determined FIS Term ID with the corresponding APR.  This APR value is what is used to identify qualified card holders based on the rate for the cash advance charge type 999. This data input is not stored. Accuracy for the correct Term ID and corresponding APR is required.

Account open date

 From

 To

Select an optional range of dates between which the credit card account must have been opened to be included in the file.

Available credit range

 From

 To

This allows you to select an available credit limit range. The available credit range is the credit limit minus the current balance of the loan. Select an optional minimum and maximum credit limit for members to be included in the offer.

Exclude members with:

Current delinquency more than

(Optional.) If the account has been delinquent longer than the selected month and/or days selected, the account will not be included in the file.

Exclude members with:

User-defined field 1

User-defined field 2

(Optional.) Choose one or two optional user defined codes to be excluded from the file. User defined codes are used to mark memberships for any reason not otherwise provided for in CU*BASE configurations. Click here to learn about their configuration.

Transmit file

You can audit the file, or you can select to securely deliver it directly to FIS for processing.  Select Report only to generate an audit report.  Select Transmit file to generate a final report and transmit the file to FIS.