Credit Bureau Status Codes

Following are codes that can be entered in to the Status field on the Credit Bureau Reporting Information screen.
(Source: “Credit Reporting Resource Guide,” Consumer Data Industry Association, 2004)

IMPORTANT: Remember that if this field is left blank, CU*BASE will automatically assign the appropriate code based on the status of the loan at the time reporting is done to the credit bureau.

Credit Bureau Status Codes - sorted by code

Click here to view the list sorted by description

Code	Description
05	Account transferred to another office. NOTE: Account Status 05 will become obsolete for reporting in April 2022.
11	Current account.
13	Paid or closed account/zero balance.
61	Account paid in full was a voluntary surrender.
62	Account paid in full was a collection account, insurance claim or government claim.
63	Account paid in full was a repossession.
64	Account paid in full was a charge-off.
65	Account paid in full. A foreclosure was started.
71	Account 30 days past the due date.
78	Account 60 days past the due date.
80	Account 90 days past the due date.
82	Account 120 days past the due date.
83	Account 150 days past the due date.
84	Account 180 days or more past the due date.
88	Claim filed with government for insured portion of balance on a defaulted loan.
89	Deed received in lieu of foreclosure on a defaulted mortgage.
93	Account seriously past due and/or assigned to internal or external collections.
94	Foreclosure/credit grantor sold collateral to settle defaulted mortgage.
95	Voluntary surrender. NOTE: Do not report Status Code 95 for early termination of leases.
96	Merchandise was repossessed by credit grantor; there may be a balance due.
97	Unpaid balance reported as a loss by credit grantor (charge-off).
DA	Delete entire account (for reasons other than fraud). This code will appear as 41 in the CBSTAT field of the MEMBER5/6 table. NOTE: In order to maintain the integrity of credit information, it is important that credit grantors not ask for a subsequent deletion of account history unless an actual error was reported. Paid derogatory accounts, such as collections, should be reported as paid; they should not be deleted.
DF	Delete entire account due to confirmed fraud (fraud investigation completed). This code will appear as 46 in the CBSTAT field of the MEMBER5/6 table.

Credit Bureau Status Codes - sorted by description

Code	Description
82	Account 120 days past the due date.
83	Account 150 days past the due date.
84	Account 180 days or more past the due date.
71	Account 30 days past the due date.
78	Account 60 days past the due date.
80	Account 90 days past the due date.
64	Account paid in full was a charge-off.
62	Account paid in full was a collection account, insurance claim or government claim.
63	Account paid in full was a repossession.
61	Account paid in full was a voluntary surrender.
65	Account paid in full. A foreclosure was started.
93	Account seriously past due and/or assigned to internal or external collections.
05	Account transferred to another office.
88	Claim filed with government for insured portion of balance on a defaulted loan.
11	Current account.
89	Deed received in lieu of foreclosure on a defaulted mortgage.
DA	Delete entire account (for reasons other than fraud). This code will appear as 41 in the CBSTAT field of the MEMBER5/6 table. NOTE: In order to maintain the integrity of credit information, it is important that credit grantors not ask for a subsequent deletion of account history unless an actual error was reported. Paid derogatory accounts, such as collections, should be reported as paid; they should not be deleted.
DF	Delete entire account due to confirmed fraud (fraud investigation completed). This code will appear as 46 in the CBSTAT field of the MEMBER5/6 table.
94	Foreclosure/credit grantor sold collateral to settle defaulted mortgage.
96	Merchandise was repossessed by credit grantor; there may be a balance due.
13	Paid or closed account/zero balance.
97	Unpaid balance reported as a loss by credit grantor (charge-off).
95	Voluntary surrender. NOTE: Do not report Status Code 95 for early termination of leases.