Credit Report – Decision
This screen will appear if you use Decision Codes (F18) on the Credit Report Decision screen.
To learn more about decision codes, refer to the booklet, Online Credit Bureau Access and 247 Lender: Configuring 247 Lender and the Approval Matrix. (NOTE: A PDF version of this booklet will open.)
If your credit union uses 247 Lender, this screen displays a list of “decision factors,” codes that were used in determining the decision for this member. If the member failed any neutral value of the model (i.e., less than “satisfactory” on any specific point in the model) this screen will show more details about what failed and why.