Delinquency Inquiry (2)

Screen ID:  IDELQ-02
Screen Title: Member's Delinquency Inquiry
Panel ID: 177
Tool Number: 498
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Access this screen by entering an account on the Member Delinquency Inquiry screen.

This inquiry tool displays all loan accounts under a membership, including loans which have been closed under this account base, with a delinquency history for each of the loan accounts.

Field Descriptions

Field Name

Description

Account Number

The loan account number. An “LN” after the account suffix designates a closed-end loan; an “OC” indicates an open credit or LOC account.

Delinquent

These fields show delinquency history for each loan account.

 Times

If the loan has even been delinquent, this field will show the number of times the loan became delinquent, regardless of how long it took for the loan to be paid and brought out of delinquency.

 # Days

If the loan is currently delinquent, these fields will show how long ago the loan became delinquent for this delinquency cycle.

  • For example, if a loan goes delinquent on March 1, is brought current on April 7, then goes delinquent for a second time on October 10 and is still delinquent when this inquiry is viewed, these columns would show the number of months and/or days since October 10 (in this case, the Times column would show 2).

 Notice

If a notice was sent to the member regarding the delinquent account, this column will show the notice level that was last sent.

Write Off

This column will show “YES” for any loan accounts that have been written off.

Disbursement Amount

This column shows the total amount that was disbursed to the member over the life of this loan account.

# of Refn

This column shows the number of times this account was refinanced over its lifetime.

Date Opened

The date on which the loan was originally opened. Depending on credit union policy regarding how refinances are done, this may represent the date on which the loan was refinanced.

Date Closed

The date on which the loan account was closed.