OTB Credit Card Maintenance

Screen ID:

Screen Title:

Panel Number:

PLASTIC-06

5338

This screen will appear when using "Add" (F1) for a new or select an existing OTB credit card account record and then Edit on the initial Plastics/OTB Products Inquiry screen.

Helpful Resources

Why are the credit card PANs masked on this screen? How can I unmask the entire number?

Screen Overview

This screen is used to record information about a credit card account. If your credit union does not have a custom automated upload process to update member OTB data, account information must be manually maintained. When done, use Enter to save changes and return to the previous screen.

If your credit union receives data via transmission to update your credit card accounts, some of the fields on this screen will be protected so that changes cannot be made. If you have set up balance transfers to make payments on this account,a Balance Trans Overrides button will appear to allow you to make changes to certain balance transfer settings for this card. Refer to the Tracking "Off Trial Balance" (OTB) Products with CU*BASE booklet for important details.

All dates are entered MMDDCCYY (no dashes or slashes) unless otherwise noted. All dollar amounts contain two decimal digits (i.e., 500000 = $5,000.00).

If data is entered into the Days Delinquent and Amount Delinquent fields, this account will appear among the delinquent loan accounts in your Collections monitoring system.

Field Descriptions

The amount of data filled in on this screen may vary depending on how your credit union keeps track of your credit card program.

Field Name	Description
General
Account Base#	The member base account number and name
As of date	The last date the data was updated by the OTB processor. (This can also manually be updated by the user.)
As of time	The time the data was updated by the OTB processor. (This can also be manually update by the user.)
Card #	The account number printed on card.
OTB Product	The credit union-configured OTB product code for this card.
# of Cards	The total number of cards issued using this card number.
Issued	The date on which the card was issued.
Expiration	The expiration date for the card, if any.
Description	An optional description for the card. If this is left blank, the description from the OTB Product Code will be used instead on the initial Plastics/OTB Products Inquiry screen.
Issued by	The name of the institution issuing the card.
Balance/Information
Credit Limit	The credit limit on the card.
Credit Balance	The balance owed on the card.
Outstanding Authorized	The value of all current authorizations that have not yet cleared.
Available Balance	The amount currently available for use: Credit Limit minus Current Balance minus Outstanding Authorized.
Cash Advance Balance	The current balance for any cash advances taken on the card (no purchases).
Statement Balance	The balance of the account as of the last statement.
Last Cash Advance Date	The last date on which a cash advance was taken on the card.
Last Transaction Date	The last date on which any transaction was performed on the card.
Last Transaction Type	A description of the last transaction that was performed on the card.
Last Payment Date	The date when the last payment was made.
Last Payment Amount	The amount of the last payment that was made.
Delinquency
Days Delinquent	The number of days the account is currently delinquent.
Amount Delinquent	The amount that is currently past due on the account.
Times Delinquent	The number of times the account has gone delinquent per number of payment “cycles” (e.g., months).
Miscellaneous
Hot Card	Use “Y” to indicate a lost or stolen card. This will appear as “Y” if data is present in the Hot Code field.
Hot Code	If your credit union receives data transmission to update your credit card database, this will show the hot card code sent from your credit card processor. Refer to your processor's documentation for details.
Renewal Code	This can be used for any purpose.
Secondary Name	The First name, Middle initial, and Last name of the secondary owner of the card, if any.
Credit Score	The most recent score stored in the CRBSUM file for this member. Will be shown only if your credit union uses the CUBASE Online Credit Bureau Access system and a report is found on file for this member. Refer to the CUBASE Online Credit Bureau Access User Guide for more information.
Cycle Code	This can be used for any purpose.