OTB Loan Account Maintenance

Screen ID:

Screen Title:

Panel Number:

PLASTIC-08

OTB Loan Product Maintenance

5340

This screen will appear when using "Add" (F1) for a new or select an existing OTB Loan account record and then Update on the initial Plastics/OTB Products Inquiry screen.

This screen is used to add or update details for a member's OTB (Off Trial Balance) loan account. Enter all fields as appropriate and use Enter to save changes and return to the previous screen.

If this OTB Product Code is configured to allow Balance Transfers, a Balance Trans Overrides button will appear to allow you to make changes to certain balance transfer settings for this card. The Balance Transfers Override window will appear.

Field Descriptions

The amount of data filled in on this screen may vary depending on how your credit union tracks this OTB account type.

Field Name	Description
Account #	The member base account number and name.
As of date	The last date the data was updated by the OTB processor. (This can also manually be updated by the user.)
As of time	The time the data was updated by the OTB processor. (This can also be manually update by the user.)
Account #	The account number on this OTB loan account.
OTB Product	The credit union-configured OTB product code for this account.
Interest Rate	The interest rate for this loan.
Opened Date	The date this account was opened.
Maturity Date	The date this loan matures.
Disbursement Limit	The total limit that can be disbursed from this loan account.
Current Balance	The current balance owed on the loan.
Payment Amount	The regularly scheduled payment amount due on the loan.
Last Payment Date	The last date a payment was received for this account.
Next Payment Date	The date on which the next payment is due on the account.
Escrow Payment	The amount of payment for taxes or other escrow purposes. (This could be in addition to or included in the Payment Amount according to credit union policy.)
Collateral Description/ID	A description or other ID for any collateral associated with this loan (such as a VIN).
Delinquent	If this loan is currently delinquent, check this checkbox.
Amount delinquent	The amount that is currently past due on the account.
Delinquent Months/Days	The total number of months and days the account is currently past due.
Co-Borrower	A co-borrower name for this loan, if any.
Institution/Agency	The name of the institution or agency holding the loan note. (This may be use to further identify the account.) If this and the Institution Agency are left blank, the OTB Code will be used instead on the initial Plastics/OTB Products Inquiry screen. and in online banking.)
Description	A description of the loan. (This may be use to further identify the account.) If this and the Institution Agency are left blank, the OTB Code will be used instead on the initial Plastics/OTB Products Inquiry screen. and in online banking.)