Nostradamus: Configure Criteria (3 - Balance Attributes)

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UCFGNOST-05

Configure Nostradamus Criteria

7260

Access this screen by selecting Tool #1676 Nostradamus Predictor Configuration and selecting to Add (F6) a new profile or view/edit the criteria of an existing profile.

View-Only Options for this tool are available in Tool #1677 View Nostradamus Predictor Configuration.

General Notes About the Attributes Configuration

This configuration allows you to evaluate both if a member has something, but also if they don't have something. As an example, you may want to score a member if they don't have a checking account, for a profile that assumes that the member doesn't use your credit union as their primary financial institution. This means that are three options to choose from when selecting how to score an attribute:

Don't score: do no consider this attribute when scoring a member against a profile.
Score if the member DOES have: this will include the attribute as a YES when scoring against a profile.
Score if the member does NOT have: this will include the attribute as a NO when scoring against a profile.

Note that if you choose items via the Select button, if you change the "Score This" option, the multi-select choices will only clear once you finish and exist back to the main screen using Save/Done (F10).

Criteria

Except where noted, data will be as of the most recent EOM file, if applicable, or from the previous day’s FILExxSS file, in cases where a month-end file doesn’t apply (such as for eStatement enrollments and similar statuses).

In cases where a range is specified, the member will score a hit if the count/amount matches within the specified range (including the low and high values themselves).

Score This	Attribute
Aggregate savings balance equal to or over x (whole dollars)	The system will add up CURBAL for all current accounts in MEMBER1-4 based on the selected AplTyp (SH / SD / CD / IR / TX) setting and the member will get a hit if the total matches or exceeds this amount.
Aggregate loan balance equal to or over x (whole dollars)	The system will add up CURBAL for all current accounts in MEMBER5-6 based on the selected AplTyp (LN / OC) setting and the member will get a hit if the total matches or exceeds this amount.
Combined aggregate balance equal to or over x (whole dollars)	The system will add up CURBAL for all current accounts in MEMBER1-6 based on the selected AplTyp (SH / SD / CD / IR / TX / LN / OC) setting and the member will get a hit if the total matches or exceeds this amount.
Aggregate savings balance is higher than aggregate loan balance (net saver)	The system will add up CURBAL for all current accounts in MEMBER1-4 (any AplTyp), then add up CURBAL for all current accounts in MEMBER5-6 (any AplTyp) and compare the totals. If the balance is higher from all savings products than all loan products, then the member will be considered a net saver.
Aggregate loan balance is higher than aggregate savings balance (net borrower)	The system will add up CURBAL for all current accounts in MEMBER1-4 (any AplTyp), then add up CURBAL for all current accounts in MEMBER5-6 (any AplTyp) and compare the totals. If the balance is higher from all loan products than all savings products, then the member will be considered a net borrower.
Savings average daily balance between x and x over the past x months (whole dollars)	Compares to a total of the average daily balance (ADBxxx where xxx is the month name) from the member balance file (MBRBAL) according to the SH / SD / CD / IR / TX setting. Negative numbers are allowed. Maximum is six months.
Loan average daily balance between x and x over the past x months (whole dollars)	Compares to a total of the average daily balance (ADBxxx where xxx is the month name) from the member balance file (MBRBAL) according to the LN / OC setting. Negative numbers are allowed. Maximum is six months.