Credit Card Inquiry History

Screen ID:	IDLQH-01
Screen Title:	Statement History
Panel ID:	5092
Tool Number:	Multiple
		Click here to magnify

Access this screen by selecting "History" (F5) on the Credit Card Inquiry screen.

This screen provides account statement history information unique to CU*BASE online credit card loans.

It shows a historical record of the balance, minimum payment amount, and other details from each credit card statement billing cycle. These amounts are used by CU*BASE when payments are made on delinquent loans to determine which payments are being caught up.

Minimum payments are calculated according to the parameters in the loan category configuration. For example, your Visa Classic program may calculate the minimum payment as 1% of the average daily balance.

On this screen, the Minimum Payment column comprises a total of the amounts shown in the following columns:

  Previous Unpaid Minimum Due

 +  Current Minimum Due

 + Overlimit *

 =  Minimum Payment

• NOTE: Loan category configuration determines whether the overlimit amount is to be added to the minimum payment amount but it is not required.

The MIN ID column shows if the minimum payment was different from the system-calculated amount for that payment cycle. See this screen for an explanation of these codes.

For more information, refer to the Online Credit Card Processing User Guide.