Credit Card Portfolio Rate Detail

Screen ID:  ILCCAT-05
Screen Title: Credit Card Portfolio Detail
Panel ID: 5939
Tool Number: 593
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Access this screen by selecting a BIN or category from this screen, and selecting the Rate Detail link.

 

This tool in the Credit Card Portfolio Dashboard is helpful to review balances and rates for members in the varying credit card buckets. Read more about Credit Card rate buckets in the Credit Card User Guide.

Members in this dashboard are listed with each bucket, balance, and rate for the periods selected, as well as the count/totals for each column, for each period selected in the original selection criteria. To review a member's account from this screen, select the member and use the link to Inquiry the account. Select any heading to sort the table by that column heading.

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Field Descriptions

Field Name

Description

Member #

This field displays the member number.

Type

This field displays the credit card account suffix.

Code

This column shows the associated rate bucket code.

  • BT: Balance Transfer

  • CA: Cash Advance

  • PU: Purchase

Seq

The sequence number attached to the bucket. Members may have more than one BT, PU, or CA bucket that is active on the loan. "999" is the default bucket when setting up rate details, however, a member may have additional buckets for promotions, typically labeled 001 - 998.

Current Balance

This column displays the current balance of that specific bucket. This is not the full balance of the loan - only the balance of the selected BT, CA, or PU bucket.

Rate

This column displays the current rate for the bucket.