Lending Opportunities (Auto Loans)
| Screen ID: | ILNDSCR-06 | 
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| Screen Title: | Lending Opportunities - Auto Loans | |
| Panel ID: | 6932 | |
| Tool Number: | 1855 | |
| Click here to magnify |
Access this screen by selecting Tool #1855 Lending Opportunities Dashboard and choosing Auto Loans in the Loans to Analyze (F21) function.
Auto Loan Lending Opportunities Overview
This screen focuses on loan that are secured with an automobile. Note that active loans comprises all active auto loans, and members with an auto loan is a member count (members may have more than one auto loan per membership).
For a member to be considered eligible for the next loan and therefore a lending opportunity, they must meet the following criteria:
- Has auto secured loan
- Credit score <= 365 days old
- At least 18 years old
- No written off loans
- Current auto loan balance is less than $2000
- Individual (MI) account type
Export and Common Bonds
Select any spyglass to access the Export or Common Bonds window. Like any other dashboard, Export will allow you to create a file that lets you use Member Connect to communicate instantly with these members via email and online banking messages, set up a marketing outreach via mailing labels and selective statement inserts, and track the responses via a telemarketing Tracker. Common Bonds will allow you to access a common bonds dashboard (e.g. membership traits, credit score history, etc.) for the selected members.