Lending Opportunities (Credit Cards)

Screen ID:	ILNDSCR-08
Screen Title:	Lending Opportunities - Credit Cards
Panel ID:	6934
Tool Number:	1855
		Click here to magnify

Access this screen by selecting Tool #1855 Lending Opportunities Dashboard and choosing Credit Cards in the Loans to Analyze (F21) function.

Credit Card Limit Increase Opportunities Overview

This screen focuses on online credit card loans that are identified with Process Type V.

For a member to be considered eligible for a limit increase and therefore a lending opportunity, they must meet the following criteria:

• Has credit card
• Credit score <= 365 days old
• At least 18 years old
• No written off loans
• Current trade line utilization >= 75% (this targets members nearing their credit limit, as they may be closest to needing a limit increase)
• Individual (MI) account type

Export and Common Bonds

Select any spyglass to access the Export or Common Bonds window. Like any other dashboard, Export will allow you to create a file that lets you use Member Connect to communicate instantly with these members via email and online banking messages, set up a marketing outreach via mailing labels and selective statement inserts, and track the responses via a telemarketing Tracker.  Common Bonds will allow you to access a common bonds dashboard (e.g. membership traits, credit score history, etc.) for the selected members.