Create Batch of 1Click Loan Offers (Entry Screen)

Screen ID:  ONECLKLN-01
Screen Title: Create Batch of 1Click Offers
Panel ID: 6993
Tool Number: 1340
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Access this screen by selecting Tool #1340 Configure 1Click Offers.

Helpful Resources

Overview: 1Click Offers, 1Click Offers (My Loans/My Way) booklet

Screen Overview

This screen allows you to begin the process of creating a batch of 1Click Offers in online and mobile banking for the member.  These offers also appear in the 1Click tab in the LOS Loan Queue (Tool #2).

IMPORTANT NOTE: Depending on the size of your batch of 1Click Offers, processing times may be extended. Large batches, such as in the thousands, may take up to 10 minutes to process. Please remain on the screen until your batch has completed processing.

Follow the directions to enter data in the Field Descriptions section below.  If you select a closed-end loan product you will next advance to the screen where you enter the rate and payment details. If you select a credit card product you will advance to the screen where you enter the instructions for the terms and conditions for the offer.

Field Descriptions

Field Name

Description

Table name in QUERYxx for the list of member account base numbers

Enter the name of your table you created specifically for the 1Click Offer program.  

  • Important Note: The membership number must be in the first column of this table.

  • To exclude people on the lending fraud block list from receiving your 1Click Offers, exclude the people in the Block New Loans (BLOCKLNAPP) table/file when creating the list of accounts that will be included in the offer

Loan product code

Enter the loan product code to be used for the offer or use the lookup to find the code.

  • Only products that are of Process Type of V (credit cards), L (line of credit) or E (closed-end loans) are allowed. If you use the lookup, only these loan products will be presented, even if they are not configured for online banking.

  • While there are indicators in the file that let you know that the loan originated with a 1Click Offer, one option is to create a loan category with a specific security code or reason code that easily allows you to identify as such.

  • Important Note: The name of the loan product will be used in the offer the member sees in It’s Me 247 and Mobile Banking.

Disbursement limit/Loan Amount

Enter the disbursement limit associated with the 1Click Offer. This is a required field for all offers.

  • Important Note: All offers receive the same disbursement limit. 

  • If a member would like a different limit, your loan officer will need to follow your credit union policies and procedures and create a separate loan application for this loan.

  • The limit cannot be higher than allowed by the loan category.

Use banner ad

Leave this field checked.

Online self-service form for signing

(Optional field) This allows you to add a form to the 1Click Offer acceptance process. Only loans configured for online banking (OL) are allowed.

Additional forms

(Optional field) This allows you to add additional forms to the 1Click Offer acceptance process. Only loans configured for online banking (OL) are allowed.

  • If a form is selected in the "Online self-service form for signing" section, then it will be greyed out. (You must fill a form in that field before using this lookup.)

  • Members will be presented a list of forms online and will proceed to advance through them one after the other.

Processing fee

(Optional field) Enter a fee that the member will pay when they accept the offer.

This fee is taken from a separate account at the time the member accepts the offer and is not included in the loan or credit card balance.

Include fee in modified APR calculation (for printing on forms)

Not currently in use. Please refer to the Kitchen page for the latest information on this future enhancement.

Fee G/L

Enter the G/L to use with the fee.

Fee transaction description

Enter the transaction description for the fee.

Default approval ID

Assign a default approval ID for 1Click Offers. The lookup will only show employees who have underwriting authority in their special security (Tool #327). The approval ID will appear in Offer Details, and will populate the ID in the member file. If no Default approval ID is entered, the Employee ID of the person who created the 1Click Offer will continue to be associated with the offer/loan.