Review BSA Activity for Prior Day

These steps explain how to view the prior day's transactions to determine if transactions are abnormal or suspicious.

Before you begin, it's recommended to configure your BSA monitoring settings correctly (according to the AuditLink recommended settings below) so that the LBKSC3 CU*Spy daily report is monitored for the correct activity.
To view or change your configuration settings, use Tool #169 Bank Secrecy Act Monitoring (BSA) Config.
When analyzing the accounts, use the navigation tips below.
Data is stored online for at least three months.

Launch Tool #984 Work Daily BSA/CTR Activity.
Analyze the accounts for atypical transactions or suspicious activity. Watch for the following:
- Large transactions compared to member history
- Large transactions on a minor's account
- Loans being paid off with cash shortly after the open date
- Transactions being structured around a CTR filing
- Transactions for a similar amount withdrawn and deposited in a pattern time frame
After analyzing the accounts, update the member's Audit Tracker and enter your findings.

AuditLink Recommended Settings

Select Cash in, Cash out, Money orders, Miscellaneous advances, and Corporate checks for both Individual and Organization.
Enter $3,000 in the field labeled Report separate transaction amounts equal to or over.
Enter $10,000 in the field labeled CTR flag for separate amounts over.
Click Alert in the field labeled Teller alert if single transaction exceeds this amount.
Select Separate $$ in from $$ out in the Calculation method field.

Learn more about the Bank Secrecy Act report.