Check Processing Statistics (2)

Check out the video related to this topic: Processing Summary Stats (More videos below!)

Description

The date of the check file.

This total includes all member and corporate checks in the file.

Total mbr checks received + Total corp checks received = Total amount of checks in file

This count includes all member and corporate checks in the file.

Total mbr checks received + Total corp checks received = Total # of checks in file

Member Checks

This section breaks down the portion of checks in the file that were for member accounts.

This shows the amount and number of checks in the file that were for member accounts (not corporate checks).

Mbr checks posted + Exceptions in 1st pass = Total mbr checks received

The number will be highlighted if the file has not yet been posted, or if the total does not match the sum of the individual fields added together.

• Remember that records from before this software was enhanced will not appear to be in balance; this is because of the difference in file format and the way data was recorded before the new statistical layout was developed.

This shows the total amount and number of items that were posted to member accounts in the initial posting.

• IMPORTANT: This number includes the amount shown under Mbr checks posted to neg bal.

Out of the total amount and number of checks that could post in the first pass, this field shows how many of them were posted to a negative balance because of Automated Non Returns (ANR) processing, and any associated non-return fees that were assessed.

• IMPORTANT: Remember that these figures are also included in the Mbr checks posted amount and count.

This shows how many of the member checks in the file could not be posted to member accounts on the first pass, then breaks them down by what was done with the checks when daily exception processing and returns were completed.

Re-posted  + Returned = Exceptions in 1st pass

This shows the amount and number of items that were able to post to member accounts, and any associated non-return fees that were assessed. This data is updated when Re-Post Exception File Detail is taken by the credit union.

• IMPORTANT This number includes the amount shown under Force posted to neg bal.

Out of the total amount and number of checks that could post in the second (re-post) pass, this shows how many of them were force-posted to a negative balance. These may be items that were posted because of ANR (such as if you increased a member's negative balance limit after the initial pass), or, more likely, because the item was flagged to “force-post” on the Update Exceptions/Returns screen.

• Remember that these figures are also included in the Mbr checks posted amount and count.

This data is updated when Re-Post Exception File Detail is taken by the credit union.

This shows the amount and number of checks that were returned as NSF, including all related NSF fees that were assessed.

• This will exclude any items marked “D” (delete) in your draft exception list, so be aware the totals may not appear to balance if you have any items marked this way.

This data is updated when Re-Post Exception File Detail is taken by the credit union.

Corporate Checks

This section breaks down the portion of checks in the file that were corporate drafts. Remember that corporate checks are not included in your member share draft processing unless your credit union is set up for automated check reconciliation.

This shows the amount and number of items in the file that were corporate checks.

Corp checks posted + Corp check exceptions = Total corp checks received

The number will be highlighted if the file has not yet been posted, or if the total does not match the sum of the individual fields added together.

This shows the total amount and number of items that were able to post normally.

This shows the total amount and number of items that were not able to post normally and were included in the share draft exception file after the initial posting.

Overdraft Transfers

This section provides details about overdraft protection transfers that were performed to allow checks to be posted to your member accounts.

This shows the amount of ODP transfers made to cover member checks, and the number of actual transfer transactions performed, along with any associated fees. (The system cannot show the number of actual checks covered because one ODP transfer deposit might cover multiple checks.)

From shares + From loans = ODP transfers made 1st pass

• NOTE: The system cannot differentiate fees for ODP transfers from shares vs. those from loans because of the way the combined fee feature works. So this fee amount represents all of the ODP transfer fees that were charged.

This shows the total amount of ODP transfers made from share accounts to member checking accounts.

This shows the total amount of ODP transfers made from LOC accounts to member checking accounts.

This shows the amount of ODP transfers made to cover member checks during the re-post process, and the number of actual transfer transactions performed, along with any associated fees. (The system cannot show the number of actual checks covered because one ODP transfer deposit might cover multiple checks.)

From shares + From loans = ODP transfers made 1st pass

• NOTE: The system cannot differentiate fees for ODP transfers from shares vs. those from loans because of the way the combined fee feature works. So this fee amount represents all of the ODP transfer fees that were charged.

• This data is updated when Re-Post Exception File Detail is taken by the credit union.

This shows the total amount of ODP transfers made during the re-post process from share accounts to member checking accounts.

This data is updated when Re-Post Exception File Detail is taken by the credit union.

This shows the total amount of ODP transfers made during the re-post process from LOC accounts to member checking accounts.

This data is updated when Re-Post Exception File Detail is taken by the credit union.

Check out these additional video resources!