Outstanding Loan Recap - Action Code "OL"
Viewing a Summary of Outstanding Loans

Screen ID:  Screen Title:  Panel Number:

PLNALI-01 Outstanding Loan Recap/Inquiry 5503

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This screen will appear when the OL (Open Loans Inquiry) action code is used on the initial Process Member Applications screen. This screen is also accessed from the Loan Concentration Analysis when a member is selected on the listing and "Outstanding Loan Recap/Inquiry" is selected.

This inquiry screen shows a list of all loan accounts for which this member or non-member is responsible, including loan accounts on which this he/she is a co-signer. The totals at the top of the screen include all loan accounts on which this member is recorded, whether as the primary borrower or a co-signer.

• Highlighted loans indicate that the loan is delinquent;

Several toggles on this screen show additional information.  

• Use the Toggle button above the third column (or F11) to reveal a screen where you can select to view either loan balance, disbursement limit, servicing income or contingent liability.

• Us the Toggle button above the fourth column (or F12) to toggle between Purpose Description and Security Description.

• Use the Toggle button above the fifth column (or F13) to toggle between last transaction date and maturity date.

• Use the Toggle button above the final three columns (or F15) to show credit union versus investor information.

Field Descriptions

Field Name	Description
SSN/TIN	SSN or TIN associated with the loan
Credit Score	Lists the most recent credit score of this member.
Service Income	Lists the service income earned on this loan.
Outstanding disbursement limit	The total disbursement limit of all the member's loan accounts, including those on which the member is a co-signer.
Outstanding loan balance	The total balance of all the member's loan accounts, including those on which the member is a co-signer.
CU Balance	Credit union portion of the loan
Investor Balance	Investor portion of the loan
Outstanding Loans List
Loan Account	The account number (base and suffix) for each outstanding loan account—whether owned by this member, or owned by another member and co-signed by this member.
Primary member name	The name of the primary borrower on the loan.
Risk Level	The paper grade/risk level associated with the loan. This indicator may either be assigned with by the corresponding credit report or updated by the credit union on the credit bureau link screen.
Loan Balance/ Disbursement Limit/ Servicing Income (F11)	Click the toggle button at the top of this column to reveal a screen that allows you to toggle this column between the balance of each outstanding loan account, the disbursement limit, and the servicing income for participation loans.
Purpose Description/ Security Description (F12)	Use this to toggle between description of the purpose code assigned to the loan account and the security description.
Last trans/Maturity date (F13)	Use this to toggle between the date of the last transaction involving this loan account and the maturity date.
Collateral Description	The Description from the first collateral record on the loan.
Oth Col	This is an indicator for additional collateral. An “X” in this column means that there are multiple collateral records on file for the loan.
Credit Union/Investor Name/%/Balance (F15)	Use to toggle between viewing the part of this loan that is owned by the credit union and the part of the loan that has been participated out to another investor.

 

Buttons

Button	Description
Analysis (F9)	Takes you to a full analysis of the lending relationship this member has with your credit union.
Print (F14)	Moves you to a screen where you can select a printer to which to print a report of the details on the screen.