Linking Loan Accounts to a Credit Report
|
Screen ID: Screen Title: Panel Number: |
UCRLK-01 Link Online Credit Report to Loan 1835 |
|
This screen appears when you select "Credit Bureau Link" on the first Miscellaneous Loan Maintenance screen.
See Also
CU*BASE Online Credit Bureau Access: User Guide
Why am I seeing all 9s in fields on this screen? What are the affected tables?
About this Screen
This screen is used to record details on a loan account showing the credit report information that was used in making the decision to approve the loan. This information can be very helpful for tracking the correlation of loan repayment patterns against credit scores.
When the screen first appears, enter the credit report number (use View Credit Report (F20) to look up an existing report number) and use Enter to fill in the rest of the screen
After Enter is used, the system pulls in the date, bureau, and scores from the online report and displays them on the bottom half of the screen. Verify the data (you may enter a different report number now if necessary), then use Update (F5) to save all of the fields as part of the loan account record.
-
NOTE: Click here to learn about how you can change the credit score information of an additional signer.
f you are entering information from an old, paper credit report, enter all zeros in theCredit Report Number and use Enter to fill in the remaining fields manually, then use Update (F5) to save all of the fields as part of the loan account record.
-
If this is a manually entered score. and it should not show in online banking (because it is not a Vantage score), set the credit score to "Other." Refer to Credit Scores in Online Banking for more details.
-
NOTE: The Report Date, Bureau Code, and Score fields will only allow input if the Credit Report Number field is defaulted to all zeros to indicate that the report was not pulled online.
A history of changes to the Paper Grade/Risk Level can be accessed by selecting Risk Level History (F13) on theDelinquency pop-up window.