Rate Analysis: Short Term CD Comparison

Screen ID:	ILFPNETW-04
Screen Title:	Rateboard Analysis (Network Level): All Rates Short Term CDs Comparison
Panel ID:	4994
Tool Number:	433
		Click here to magnify

Access this screen by selecting Short Term CDs (F5) from the Rate Analysis Dashboard or any other Rate Analysis Dashboard screen.

View statistics on your credit union’s rates on short term certificate products (one to twelve months) against the statistics of the top five credit unions, as well as the entire network. This screen is broken into three sections: entire network statistics, statistics of the top five credit unions, and statistics of your credit union. This screen lists a comparison of the rates of the products configured on the network that have rates configured according to the selection on the first screen. (See more about the selections below.)

The top 5 statistics allow you to see a quick comparison of how your credit union compares to the top five credit unions - by rate and by number of products. You will first be presented with the Top 5 by count (number of products). Use "Top 5 by Avg Rate" (F20) to toggle to view the statistics of the Top 5 by rate. To view which credit unions fall in this Top 5, use "View Top 5 CUs" (F21). (You will be presented with the top five by rate or by count, depending on which statistic is currently displayed on the screen.)

NOTE: The average rate ranking is descending on this screen since a higher rate for certificate accounts is more attractive for members.

You can also use the access points from this screen lead to the Learn from a Peer Rate Comparisons where you can see details of all the credit unions across the network.

Selections on the Entry Screen

This screen lists a comparison of the rates of the products configured on the network that have rates configured according to the selection on the first screen.

For example if "all rate offerings" selected on the first screen then all rates of all products are analyzed. If "base rates only" is selected on the first screen, then all products are used, but only the base rates are analyzed. If "single rates" is selected, then the rates of products with tiered rate structures are excluded from the analysis. If "tier rates only" is selected, then only the rates of products with a tiered rate are analyzed The title indicates what data (all rates, base rates, or tier rates.) is included.
The number of credit unions used to calculate the figures is listed at the top right of the screen.
This screen includes products with a rate of zero unless Exclude Zero Rates (F11) is used. This button allows you to toggle between including and excluding products with a rate of zero.

Buttons

Button	Description
Back arrow (F3)	Return to the screen listing a summary of savings/checking, certificate and loan comparisons.
Save/Check Compare (F4)	Access a detail on savings and checking products, including a network comparison, the top five credit unions in the network, and how your credit union compares and ranks against the other credit unions.
Mid Term CDs (F5)	Access a detail on mid-term certificate products, including a network comparison, the top five credit unions in the network, and how your credit union compares and ranks against the other credit unions. From here you can toggle to the same detail on long-term and short-term certificates.
Loans Compare (F6)	Access a detail on loan products, including a network comparison, the top five credit unions in the network, and how your credit union compares and ranks against the other credit unions.
Up arrow (Cancel/F7)	Use this to return to the Home Page.
Exclude Zero Rates/Include Zero Rates (F11)	Use this toggle between including and excluding products with rates equal to zero.
Print (F14)	Use this to access a screen that allows you to print the details on the screen.
Sav/Check Detail (F15)	Use this to access the Learn from a Peer comparison for savings and checking products
CDs Detail (F16)	Use this to access the Learn from a Peer comparison for certificate products
Loans Detail (F17)	Use this to access the Learn from a Peer comparison for loan products.
Top 5 by Avg Rate/Top 5 by Count (F20)	Use this to change the details of the screen to show the top five credit unions, as well as your credit union's statistics (based on short-term certificate products). Toggle to show this information by count (of products) or by average rate. The screen you access will also show your ranking among the credit unions.
View Top 5 CUs	From this screen, view the top five credit unions for short-term certificate products either by count or average rate, depending on the selection for F20 (See above field).