Loan Application - Income Summary

Screen ID:	UHLCINFO-03
Screen Title:	Income Summary
Panel ID:	2192a
Tool Number:	Multiple
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Access this screen by selecting Income Summary while in the Loan Application screens.

I keep getting locked out a loan application. What is the "correct" way to exit a loan application without locking someone else or myself out of it?

A similar screen will appear when maintaining household information, after using the Change option on the Household Members screen.

This screen documents the total gross figures for Employment and Other items entered on the Employer/Income screen that are marked as Current. The figures are shown in whole dollars. (If Net figures are entered on this screen, Net is calculated as eighty percent of Gross.) It is similar to an Income screen used when performing maintenance on a household

Use the Other Depository Accounts section to enter information about any savings or checking accounts that are held at other financial institutions (banks, other credit unions, etc.).

When ready, use Enter to save and proceed to the next screen of the application.

CU*TIP: When there is co-applicant on the application, if you use Enter to proceed through the remaining screens, the system will automatically stop on both the applicant and co-applicant screen.
IMPORTANT NOTE: Do not use the up button if you wish to save changes on this screen. In fact, using up on any of the application screens will actually clear any data from that screen without saving it from the household database. Using the back button, however, will save changes made to the screen. It is recommended, however, that you use Save/Done to exit this screen after making changes to it.

Field Descriptions

Field Name	Description
Employment income	This documents the total number of Employment items entered on the Employer/Income screen (marked as Current), along with the gross amount of those sources. (If Net figures are entered on this screen, Net is calculated as eighty percent of Gross.)
Other income	This documents the total number of Other items entered on the Employer/Income screen (marked as Current), along with the gross amount of those sources. (If Net figures are entered on this screen, Net is calculated as eighty percent of Gross.)
Total annual gross income	The total dollar amount of the Employment income and Other income listed above.
Credit Union Account	For credit union members, checking and savings balances will automatically be filled in here (these totals will include accounts under the same account base only). To update the loan application with the most current balance figures, use Refresh Balances. The As of date will be updated to the current date. BE CAREFUL: If you are working on an application which was entered at some point in the past, you may not wish to update the figures, so that the financial summary information will remain the same as on the original application. Credit union policy should dictate if and when Refresh Balances should be used.
Other Depository Accounts	Use these fields to record the name and address for another financial institution at which this household member has accounts, if any. Be sure to use the Checking Account and Savings Account fields below to describe the depository accounts held at this institution.
Checking balance Account #	If this applicant has a checking account at another financial institution, enter the current balance and account number here.
Savings balance Account #	If this applicant has a savings account at another financial institution, enter the current balance and account number here.

Buttons

Buttons	Description
Underwriting Comments	Use this to view or edit Underwriting Comments for this member.
Save/Done	Use this to exit and return to the Loan Recap or Loan App Check Results screen (if this feature is activated). Any changes made to this screen will be saved.
Refresh Balances	To update the loan application with the most current balance figures, use Refresh Balances. The As of date will be updated to the current date. BE CAREFUL: If you are working on an application which was entered at some point in the past, you may not wish to update the figures, so that the financial summary information will remain the same as on the original application. Credit union policy should dictate if and when Refresh Balances should be used.
CU*Chat	Currently, this button will link to the store tile until the feature is deployed. After which, the button will redirect subscribers to the CU*Chat portal for this application, allowing staff to securely communicate directly with loan applicants and exchange electronic documents.