Block Lists (Transaction Attribute)
Access this screen by selecting a transaction attribute on the Fraud Alert/Blocked Persons List (maintenance or inquiry) and then Edit or View.
This screen allows you to add entries to Transaction Attribute fraud lists, including the Pay to Name and Country fraud block lists.
How is a denial of service fraud block list different than a transaction attribute fraud block list?
Multi-channel transaction attribute blocks are based on a particular data element and will stop specific transactions from occurring across various delivery channels. Where the country or pay to information is entered that will be run through the scan is linked to below.
The Country fraud block list prevents an account from posting an outgoing wire transfer if a blocked country name is used. This block scan is run after the OFAC scan.
The Pay to Name fraud block list prevents an account from posting Accounts Payable Quick Checks, miscellaneous credit union checks, checks issued by teller (or by Phone Operator), money orders issued by teller, Loan disbursement checks, and wire transfers (outgoing only), whenever the Pay To name matches an item in the block list.
These block scans includes an override function. If the Pay To Name or Country is a match or partial match to the name in the block list, the user will see a Suspect warning message. The user can view the list for comments and perform an override if needed. (Overrides are written to CUFMAINT.) My “pay to” name that I am running against a fraud list has a common word, for example LLC, Co., Inc., Incorporated, or Company. What should I enter in the Pay to line? Refer to the FAQ below for more information on entering a name in the Pay to Name line.
This is the first screen used to maintain or view your credit union's Blocked Persons list for the country or Pay to Name list selected on the previous screen.
Also referred to as a “Fraud Alert” list, this database allows you to record entries to this list.
To create an entry, use Add (F5).
Use the Toggle to toggle between the comment and the last maintenance information. Comments may be used to indicate why the entry was added to the fraud block list.
Rules for adding an entry to these lists:
Getting a Match - When it happens and how it works:
How does the “pay to” transaction attribute fraud block list work? What kind of disbursements is the employee blocked from issuing if a match is found on this list? What other special caveats are there for this type of transaction attribute block?