Loan Application - Miscellaneous Information and Comments

Screen ID:  Screen Title:  Panel Number:

UHLCINFO-08 Loan Application – Miscellaneous Details 4408A

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Access this screen by selecting the Misc/Comments button in the loan application screens.

Helpful Resources

How Loan Applications Work with the Household Database

Visit Show Me the Steps for easy instructions on how to use CU*BASE to complete tasks related to loan applications and opening a new loan.

I aI keep getting locked out a loan application. What is the "correct" way to exit a loan application without locking someone else or myself out of it?

m a loan officer reviewing the application screens with a loan underwriter and the loan underwriter changes are not being saved. Why is this happening?

I select a loan request and then when I am on the loan application screens, I do not see all ten buttons at the bottom of the screen.  Why is this happening?

A similar screenwill appear when maintaining household information, after using the Change option on the Household Members screen.

Screen Overview

This screen is used to answer miscellaneous questions pertaining to financial status for both the applicant and the co-applicant. Place a checkmark as appropriate for each item listed.

This screen also lets you record comments about either applicant, including information about pending judgments, bankruptcy, citizenship, future changes to income levels, etc.  It also gives you access to the Loan Disbursement screen so you can enter loan disbursement instructions, that can be posted once the loan is booked.

When done, use Enter to save all changes and continue to the Financial Summary screen.

• IMPORTANT NOTE:  Do not use the button (F7) if you wish to save changes on this screen.  In fact, using on any of the application screens will actually clear any data from that screen without saving it from the household database.  Using the button (F3), however, will save changes made to the screen.  It is recommended, however, that you use Save/Done (F10) to exit this screen after making changes to it.

Entering Applicant / Co-Applicant Comments

Click Applicant Comments (F13) to enter comments about the primary applicant. Click Co-ApplicantComments (F14) to enter comments about the co-applicant. When done entering comments, use Enter to save.

• Text entered on this screen will appear on the loan application.

• BE CAREFUL: Follow the directions about entering text on this screen. See this topic for additional information.

• Applicant and co-applicant comments can be included when printing the standard CU*BASE long- and short-form loan applications. If printed, they will be added to the end of the printed loan application as an “addendum."

Buttons

Buttons	Description
Applicant Comments (F13)	Use this to enter comments about the primary applicant.
Underwriting Comments (F5)	Use this to view or edit Underwriting Comments for this member.
Save/Done (F10)	Use this to exit and return to the Loan Recap or Loan App Check Results screen (if this feature is activated). Any changes made to this screen will be saved.
Plastics/OTB (F12)	Use this to view or change ATM/Debit or other OTB account records for this member. A window will appear first to allow you to choose either the applicant or co-applicant.
Disbursement Instructions	Use this to enter instructions on how you would like the loan funds to be disbursed after it is booked. This access point will not have the Post All button which allows you to post the transactions. After the loan is booked, return to the Booked Loan tab on the loan queue and select Disburse Loans to post these instructions.
Co-Applicant Comments (F14)	Use this to enter comments about the co-applicant.