Inquiry: Share Draft Account Detail

Check out the video related to this topic: Viewing Account Information (More videos below!)

Description

The date the member opened this account.

The General Ledger account number associated with this account.

The Dividend Application code showing the type of account.

If this member belongs to a Marketing Club for which special share draft rate benefits apply, this shows the total benefits accrued for this account but not yet paid.

The current balance on the account.

The total amount which has been secured from this account for loans or other miscellaneous pledged shares.

The amount of funds currently being held (usually due to check holds placed during teller posting).

This field shows the total available funds: Current Balance minus secured and uncollected funds.

The first date on which this account had a negative balance. If the account has a positive balance, this will show 000000.

This field controls how far this account can be taken negative by CU*BASE Automated Non-Returns processing.

This field pertains to the Neg. Bal. Limit field. If checked, this member's negative balance limit is fixed and will not be updated by any automated processes.

Indicates the YTD amount of Annual Backup Withholding (if applicable for this member).

The average balance for the current dividend period.  Also referred to as “Average Daily Balance” or ADB.  Calculated as follows:

Accum. Balance ÷ Dividend Days Processed This Period = Period average balance

SEE ALSO:  Understanding the Average Daily Balance (ADB) Dividend Calculation Method

The lowest balance recorded during the current dividend period.

This shows the total amount of Marketing Club benefits paid to this account year-to-date.

The Employee ID of the employee who actually opened this account. (Will be blank for any accounts opened prior to June 16, 2003.)

The member's ATM base account number.

(Not used for online ATM systems.) The total number of ATM withdrawals during the current month.

(Not used for online ATM systems.) The total number of ATM overdraws during the current month.

The total number of withdrawals made from the account during the current month.

Used in the MICR line for account number verification during check printing and check processing.

The total number of transfers made from the account during the current month.

Indicates whether or not the account is frozen. Click here for a list of freeze codes.

Indicates whether this account has a payroll base deposit record, or receives distributions via the payroll system.

Indicates a Passbook printer account.

Indicates if an AFT (Automatic Funds Transfer) record has been set up to transfer funds TO this account.

Indicates how the dividends on this account are paid to the member.

• If code 2 (Print Check for Dividends) is assigned to this account, use the View Dividend Checks Pay To/Address button (or F16) to see “pay to” information for dividend checks.

If dividends are transferred to another account (Div Payment Code 0) this shows the account to which dividends are transferred when paid.

These fields show the total dividends paid each quarter, with a Total of all dividends paid to the account for the current year.

The total dividends accrued on the account but not yet paid.

Enter a date here and use Enter to see transaction history from that date forward. This field defaults to the date of the last activity on this account.

Description

Use this to choose a different base account number from the initial Member Inquiry screen.

Use this to choose a different account type for this member from the Account Type screen.

Use this to return to the Home Page.

Use this to verify share dividend accruals using history from this account.  Remember that this will work properly ONLY if this product uses one of the daily accrual calculation methods (simple daily or compound daily), NOT the average daily balance method. 

This will display a history of items (checks, ACH, etc.) drawn on this account that were either returned due to non-sufficient funds, or posted to a negative amount by the Auto Non Returns system.

This will display a list of funds (usually check deposits) which are currently being held prior to release, as well as a history of previous holds that have already been released.

This shows pledged share or miscellaneous secured funds records that affect the available balance on this account, as well as a history of previous secured funds that have already been released.

(Dividend Pay To) This shows pay to and address information for dividend checks, if dividends for this account are paid by check. (Not currently available)

This displays the Card/OTB Plastics Inquiry screen showing ATM/debit cards, credit cards, and OTB loan and savings accounts for this member. Use this to view activity on ATM and Debit Cards.

· For example, this can be useful when viewing a credit card balance transfer account, to see details about the actual credit card account and balance.

This shows IRA or HSA deposit, withdrawal, and balance information.

This displays payroll deduction information for this account.

This allows you to view Trackers already created for this member and add new conversation notes to existing Trackers.

This shows account numbers, if any, used for overdraft protection on the current account.

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